How to Get a Used Car with Little to No Credit​

Is Your Credit Score Pretty Bad?

This is a common issue many folks have. A lot of times, car dealerships will turn you down due to no credit, or bad credit. A popular option is just paying in cash, but we understand many people aren’t in that position.

This is why we at Speedway Auto pride ourselves in being a Buy Here Pay Here Dealership.

What is Buy Here Pay Here?

Buy Here Pay Here (BHPH) means that you arrange the loan and make payments on it at the dealership where you purchased the car. In other words, it’s a one-stop shopping process because the car dealer is also the finance company.

If you have an address and a steady income, your chances for approval are very good.

What About Interest?

What About It? Here at Speedway Auto, we dont charge a single cent of interest. That means a 0% APR loan, every time. 

How can we do this? We charge a flat fee of $1,000 for in-house financing. This fee is paid off with your monthly payments. This is a much better way for us to do in-house financing than charging abysmal interest rates. It is all up front, and honest. 

Get Your Own Vehicle Today!

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